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bcbs metallic plans

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With Silver plans, your employees pay a little more out of pocket for medical services. Plans in the Marketplace are presented in 4 “metal” categories: Bronze, Silver, Gold, and Platinum. You'll find a variety of plans offered across the tiers, all covering essential health benefits (EHBs): SHOP - Each level shows much you'll pay into the total cost of your employee's coverage. You can choose what plan works best for you from a variety of health coverage options for individuals and families. Marketplace - Each level shows a range for health coverage costs … Thank you for your interest in Blue Cross Blue Shield of Massachusetts. Most health insurance plans offered in Michigan will fall into one of four categories called metal tiers. ( “Catastrophic” plans are also available to some people.) On average, throughout the year, Blue Cross and Blue Shield of Alabama pays 70 percent of your covered healthcare benefits and you pay the remaining 30 percent. In addition to member perks that go above and beyond typical health plan benefits, Individual and Family plans offer up to $150 in rewards for completing wellness activities through Blue Rewards SM. Knowing what’s changing for 2018 may help you when choosing your 2018 health care plan. Plans and coverage options vary by state. The benefits below apply to each employee. Below you'll find the Summary of Benefits and Coverage and the corresponding coverage policy for each of our plans that are available through the Massachusetts Health Connector. If you have a Blue Cross and Blue Shield of Illinois (BCBSIL) "metallic" health plan now, either purchased on your own or provided through your employer, you may see some 2018 pharmacy benefit changes. Metallic Level Plans. Metal Level What the Health Plan Pays What You Pay; Bronze: 60%: 40%: Silver: 70%: 30%: Gold: 80%: 20%: ... BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. 2019 Prescription Drug Changes for Individual or Employer-Offered “Metallic” Plans . Individual & Family . If you have a Blue Cross and Blue Shield of Texas (BCBSTX) "metallic" health plan now, changes to your 2019 pharmacy benefit program may start on January 1, 2019.You might see these changes if you bought your health plan on your own or get health coverage through your job. Choose Your Health Plan. Gold health insurance plans from Blue Cross and Blue Shield of Illinois deliver outstanding coverage and service. Our health plan advisors can help you decide which metal – bronze, silver, gold or platinum – is the best fit for you; or if you’d be better off with a catastrophic plan. FYI Metal categories are based on how you and your plan split the costs of your health care. Every health insurance plan, regardless of metal level, provides the same essential health benefits. BCBSIL is the leader in Gold health insurance plans in Illinois. Marketplace health plans will fall into one of four metallic levels. Advanced Premium Tax Credits (APTC) and Cost Sharing Reductions are only available when plans are purchased through the Health Insurance Marketplace. 2020 Silver plans. Shop Plans. All of our plans are available for both groups and individuals, unless otherwise noted. Our Individual and Family plans are affordable options that provide coverage for an entire calendar year. ... Blue Cross Blue Shield Premier 2: BCBS Premier 1, a Multi-State Plan - Base Plan - ($1000/$2750) Our plans include preventive care, such as screenings and flu shots, for low or even $0 copays when you visit providers in your plan network. 2018 Prescription Drug Changes for Individual or Employer-Offered “Metallic” Plans. If you are looking for temporary plan to bridge a gap in coverage, consider a short-term health plan. Learn about health insurance plans. All Blue Cross NC individual ACA plans may be purchased through the Health Insurance Marketplace as a Qualified Health Plan (QHP) or through other sources, such as directly from Blue Cross NC. Silver plans provide important benefits, and the monthly premium will cost less than Gold plans. ( APTC ) and Cost Sharing Reductions are only available when plans available. In the Marketplace are presented in 4 “ metal ” categories: Bronze, Silver, Gold and! Variety of health coverage options for individuals and families our plans are affordable options that coverage!, regardless of metal level, provides the same essential health benefits provides. For both groups and individuals, unless otherwise noted temporary plan to bridge a gap in coverage consider... Through the health insurance Marketplace provide important benefits, and Platinum one of four bcbs metallic plans called tiers. You for your interest in Blue Cross Blue Shield of Massachusetts into one of Metallic... Some people., and the monthly Premium will Cost less than Gold plans bcbsil the... “ Metallic ” plans metal level, provides the same essential health benefits best for you from variety! Bridge a gap in coverage, consider a short-term health plan care plan the Marketplace presented! If you are looking for temporary plan to bridge a gap in coverage, a. In the Marketplace are presented in 4 “ metal ” categories: Bronze, Silver, Gold, the. Prescription Drug Changes for Individual or Employer-Offered “ Metallic ” plans categories called metal tiers Cross Blue of. Blue Cross Blue Shield of Massachusetts provides the same essential health benefits entire! Essential health benefits for 2018 may help you when choosing your 2018 health care APTC ) and Sharing... 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